Complete Financial Solutions for Modern Businesses

Banking, credit cards, expense management, global payments, and AP automation—all in one powerful platform. Everything your business needs to thrive.

Powerful, Fast, Free Banking.

Fast, secure banking. Handle all of your payments, transfers, and purchases in one easy-to-use platform.

Earn 1% cash back on debit card purchases.*

Enjoy free domestic ACH and wire transfers. No fees, whatsoever.

Make idle cash work for you with up to 2.99% APY.** 42x higher than the national average.

Up to 20 subaccounts to streamline financial management.

FDIC Insurance available up to $3M for funds on deposit through Thread Bank, Member FDIC.¹

One Card to Rule Them All

Flexible payment terms with generous limits.

Flex between interest-free float and exclusive rewards.

Earn up to 1.75% cashback on every eligible purchase.

0% for 60 days, on every eligible purchase.

Credit limit explicitly tailored to your business.

Empower Your Team, Stay in Control — with Expenses on AI.

Automate approvals, track spending, and set dynamic controls.

Smart expense policies that enforce compliance effortlessly.

Unlimited physical and virtual cards for employees, with custom limits.

Real-time tracking for total visibility into company spending.

Seamless integrations with QuickBooks, Xero, and NetSuite.

Pay Fast. Pay Low Fees. Pay Globally to 180+ Countries.

Send and receive global payments with speed, ease, and transparency.

$0 wire transfer fees for payments in local currencies.

Pay vendors with any credit card, even where cards aren't accepted.⁺

Transact in up to 32 local currencies.

1% FX rate on every transaction. Save more with enterprise discounts.

⁺Coming soon. Contact Flex for volume discount pricing.

All Your Bills. Automated With AI.

Reduce manual work, pay faster, and automate AP – for free.

Streamline payments with Bill Pay's automated AI technology.

Pay your way by ACH, card, or Bill Pay credit.

Pay vendors with credit, even those outside traditional card networks.⁺

Seamlessly sync with QuickBooks, Xero, and NetSuite.

⁺Coming soon.

Ready to Transform Your Business Finance?

Join thousands of businesses using Flex for banking, credit cards, expense management, global payments, and AP automation—all in one powerful platform.

Countries Supported

0 +

FDIC Insurance

$ 0 M

Max Cashback

0 %

APY on Deposits

0 %

* Terms and conditions apply. Cash back rates subject to change.

** APY (Annual Percentage Yield) is subject to change and may vary based on account type and balance. Rates as of March 31, 2026.

* FDIC insurance is provided through Thread Bank, Member FDIC. Funds are eligible for FDIC insurance up to $3M through partnerships with multiple banks.

* Feature coming soon. Contact us for early access and volume discount pricing.